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World Rugby Handbook

REGULATION 23 23.1 Liability for Players other than when on International Duty 23.1.1 Players or their Primary Employers are responsible for and shall have in place appropriate financial arrangements or insurance to cover the Player in respect of losses and expenses incurred as a result of injury sustained whilst participating in the Game at any level and at all times other than when the Player is on International Duty. 23.1.2 If the Primary Employer of the Player is a Rugby Body or Club then it will be responsible for having in place the appropriate financial arrangements or insurance to cover the Player whilst participating in the Game at any level and at all times other than when the Player is on International Duty. Such cover should include Medical Expenses, loss of Emoluments, Temporary Total Disablement, Career-Ending Injury and Catastrophic Injury incurred as a result of injury sustained whilst participating in the Game at any level and at all times other than when the Player is on International Duty. 23.1.3 If the Primary Employer of the Player is not a Rugby Body or Club then the Player shall be responsible for having in place the appropriate financial arrangements or insurance to cover the Player whilst participating in the Game at any level and at all times other than when the Player is on International Duty. 23.2 Liability for Players when on International Duty 23.2.1 Unions are responsible for and shall have in place appropriate financial arrangements or insurance to cover each Player (and/or his Primary Employer as applicable) in respect of losses and expenses incurred as a result of injury sustained when such Player is on International Duty. Such financial arrangements and/or insurance cover should include Medical Expenses, loss of Emoluments, Temporary Total Disablement, Career- Ending Injury and Catastrophic Injury incurred as a result of injury sustained at the time that the Player is on International Duty. 23.2.2 The minimum financial limits and the terms and conditions of the cover to be provided pursuant to Regulation 23.2.1 shall be agreed as follows: (a) between the Union and the Player; or (b) between the Primary Employer and the Player where applicable, save where the Union has exercised the right of release pursuant to Regulation 9 in which case the limits set out in Appendix 3 to Regulation 9 shall apply. 23.3 General Responsibilities of Unions and World Rugby 23.3.1 World Rugby does not have, nor shall it accept, any responsibility and/or obligation in the event that the Primary Employer and/or the Player and/or the Union (as the case may be) fail to have appropriate financial arrangements or insurance to cover the Player pursuant to Regulation 23.2. For the avoidance of doubt World Rugby is not Last update: 14 January, 2015 472


World Rugby Handbook
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